Stripe uses and Elements —client-side libraries that tokenize sensitive card data. The credit card number never touches your server. It goes directly from the customer’s browser to Stripe’s servers, which return a one-time-use token to your backend. This drastically reduces your liability.
One of Stripe's primary value propositions is reducing "friction" during the buying process to increase conversion rates . stripe
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Tools like Stripe Billing manage nearly 200 million active subscriptions for companies like OpenAI and Anthropic. stripe