Sometimes clearing the card and re-adding it resets PayPal’s internal status. Go to Wallet → select the card → Remove → then Add New Card.
Troubleshooting "Check Your Account at Your Card Issuer Before Retrying This Card" Sometimes clearing the card and re-adding it resets
But what does it actually mean? Is your card broken? Is PayPal broken? Has your bank flagged you as a criminal? but the origin is PayPal’s instruction.
Sometimes, the error is not purely the bank’s fault. PayPal has its own risk models. If you have a history of chargebacks, disputes, or if you are using a VPN that places you in a different country than your card’s issuing country, PayPal will ask the bank to decline. The bank complies, but the origin is PayPal’s instruction. Sometimes clearing the card and re-adding it resets